Pension Adjustment Orders in Ireland

Supporting fair outcomes during separation and divorce.

Clear, independent pension advice when you need it most.

Who is a Pension Adjustment Order For?

Pension Adjustment Orders are something most people never expect to encounter until circumstances make them unavoidable. At PensionAdjustmentOrder.ie, we provide clear, specialist support if:

 

  • You are separating or divorcing and your spouse or partner holds pension benefits.
  • You hold a pension yourself and are going through a separation or divorce.
  • You are a legal professional acting on behalf of an individual in either of the above situations.

Clear, Independent Advice

Specialist guidance focused solely on Pension Adjustment Orders, delivered without jargon or unnecessary complexity.

Pension & Family Law Expertise

Deep understanding of how Irish pensions are treated under family law, including public sector and defined benefit schemes.

Calm, & Reliable Personal Support

A professional, empathetic approach designed to reduce stress and give you confidence throughout the process.

Pension Adjustment Order Advice

Pension Clarity During Divorce and Separation

In Ireland, a Pension Adjustment Order (PAO) is a court-approved mechanism used to allocate pension benefits between spouses or civil partners after a relationship ends. This can arise following divorce, judicial separation, the dissolution of a civil partnership, or the conclusion of a long-term relationship.

 

Because pensions often represent a substantial long-term asset, how they are treated can have a lasting impact on financial security in later life. At a time when separation or divorce already brings significant emotional and practical challenges, achieving a clear and balanced approach to future financial arrangements is essential.


We work closely with individuals and legal professionals to explain Pension Adjustment Orders in plain English, ensuring pension assets are assessed correctly and structured in a way that supports long-term financial security.

Professional Insight You Can Rely On

With over 20 years’ experience in financial services, we bring specialist pension knowledge, regulatory understanding, and practical insight to every case, so you can make informed decisions without unnecessary stress.

Who We Help

Pension Adjustment Order Support

We support individuals and professionals who need clear, independent guidance on pensions during separation and divorce.

Individuals & Families

Support for people going through divorce or separation who need to understand how their pension may be affected.

Legal Professionals

Independent pension expertise to support solicitors and family law practitioners in achieving accurate, court-ready outcomes.

Former Spouses or Civil Partners

Advice for non-member spouses or partners seeking to understand their entitlements and long-term financial security.

Pension Scheme Members

Guidance for those who hold a pension and want clarity on their obligations, options, and future retirement position.

Support You Can Trust

Testimonial

A big thank you to the team (Brendan, Lucy, and Ray) for their expertise in Pension and Investments, Mortgages and Life Insurance combined with a high touch service, flexibility and focus to work within our timelines to achieve our goals. Just awesome!

David Jones

PensionAdjustmentOrder.ie is a specialist service provided by Kerin Financial.

Reliable Pension Adjustment Order Advice

Trusted Experts

100% Independent

All advice is provided without ties to product providers or pension schemes. The focus is solely on explaining your options clearly and helping you reach a fair, informed outcome that supports your long-term financial security.

20+ Years Experience

Over two decades of experience in financial services across Ireland, with specialist knowledge in pensions, retirement planning, and Pension Adjustment Orders arising from separation and divorce.

95%+ 5-Star Reviews

Clients consistently value the clarity, professionalism, and calm guidance provided during what is often a challenging time. The emphasis is always on clear explanations, transparency, and trusted advice.

Speak to the experts

Get Clarity on Your Pension Position

If you are separating, divorcing, or advising a client where pensions are involved, early specialist advice can make a significant difference to the outcome. Book your free consultation today.

Pension Adjustment Order.ie is a Trading Name and service offered by Kerin Financial Ltd.


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